Will Your Savings Survive a Coin Flip?
A healthy 55-year-old woman has a 49% chance of living past 92. One badly timed -30% market crash can cost you years of retirement income. See YOUR numbers with our free calculators.
Quick RMD Calculator
Calculate your Required Minimum Distributions and see how they impact your retirement income and taxes.
- See your estimated RMD amounts
- Understand tax implications
- Plan for mandatory withdrawals
Tax Impact Calculator
Analyze how different Roth conversion amounts affect your current and future tax situation.
- Compare tax scenarios
- Find optimal conversion amounts
- See long-term tax savings
IRMAA Penalty Calculator
Discover how Medicare premium surcharges (IRMAA) could affect you and how Roth conversions can help.
- Check IRMAA threshold risk
- Calculate potential surcharges
- Plan to avoid penalties
Advanced Roth Planner
Create a multi-year Roth conversion strategy optimized for your specific situation.
- Multi-year conversion timeline
- Tax bracket optimization
- Social Security coordination
Cash Flow Visualizer
Visualize your retirement income streams and see how Roth conversions affect your cash flow.
- Income stream visualization
- Tax-adjusted projections
- Scenario comparisons
Market Crash Impact Simulator
See how market downturns affect your retirement outcomes with interactive crash scenarios.
- Interactive crash year slider
- Side-by-side scenario comparison
- Years lost & income lost metrics
Longevity Risk Calculator
Discover your personalized survival probability and optimal planning horizon.
- Actuarial survival curve
- Probability milestones (80, 85, 90+)
- Planning horizon recommendations
Ready for a Personalized Analysis?
After using our calculators, get a comprehensive analysis from our Roth conversion specialists.